{"product_id":"bringing-e-money-to-the-poor-successes-and-failures-a-practical","title":"Bringing E-money to the Poor: Successes and Failures - A Practical","description":"\u003cp\u003eIn this review the book Bringing E-money to the Poor: Successes and Failures is assessed as a focused study for policymakers, development practitioners, and researchers who need concrete lessons on financial inclusion. The authors examine how e-money, mobile accounts, debit cards, and low-cost bank accounts were deployed in several countries to expand access. The single biggest reason to read it is the comparative, case-based approach that isolates real-world successes and setbacks, making it a useful reference for anyone designing or evaluating digital finance initiatives.\u003c\/p\u003e\n\n\u003ch2\u003eKey Features\u003c\/h2\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eCountry case studies:\u003c\/strong\u003e Detailed examinations of Kenya, South Africa, Sri Lanka, and Thailand provide practical lessons on how different markets enabled e-money deployment.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eComparative analysis:\u003c\/strong\u003e Cross-country comparisons highlight which policy and business model choices correlated with greater financial access for low-income populations.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eTechnology focus:\u003c\/strong\u003e Discussion of mobile accounts and e-money platforms explains how new technologies removed barriers to entry for underserved users.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eInclusion instruments:\u003c\/strong\u003e Coverage of debit cards and low-cost traditional bank accounts shows multiple pathways to broaden access beyond mobile-only solutions.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003ePolicy relevance:\u003c\/strong\u003e The narrative emphasizes reforms and regulatory approaches that supported scale-up, useful for decision makers crafting enabling environments.\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch2\u003eWho It's For\u003c\/h2\u003e\n\u003cp\u003eDevelopment practitioners, central bankers, regulators, and NGO program managers will find this book most useful because it links technological options to governance and market outcomes with real examples. Academics studying financial inclusion will appreciate the comparative frame and country-level detail that support empirical and policy-oriented work.\u003c\/p\u003e\n\u003cp\u003eReaders seeking a step-by-step technical manual on building mobile wallets or developers looking for product design templates should look elsewhere, as the book focuses on macro lessons, case evidence, and policy implications rather than engineering schematics.\u003c\/p\u003e\n\n\u003ch2\u003ePros \u0026amp; Cons\u003c\/h2\u003e\n\u003cp\u003e\u003cstrong\u003ePros\u003c\/strong\u003e\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003eClear, case-based evidence from multiple countries that illustrates what enabled e-money adoption.\u003c\/li\u003e\n\u003cli\u003eUseful synthesis of technology, business model, and regulatory factors that affected scale and inclusion.\u003c\/li\u003e\n\u003cli\u003ePractical lessons that policymakers can adapt to local conditions without excessive theoretical jargon.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003e\u003cstrong\u003eCons\u003c\/strong\u003e\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003eNot a technical handbook; readers seeking implementation blueprints for software or platforms may find the coverage high level.\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003ch2\u003eSpecifications\u003c\/h2\u003e\n\u003ctable\u003e\n\u003ctr\u003e\n\u003ctd\u003eTitle\u003c\/td\u003e\n\u003ctd\u003eBringing E-money to the Poor: Successes and Failures\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eSeries\u003c\/td\u003e\n\u003ctd\u003eDirections in Development - Finance\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eAuthors\u003c\/td\u003e\n\u003ctd\u003eThyra A. Riley, Anoma Kulathunga\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eFocus\u003c\/td\u003e\n\u003ctd\u003eCase studies of financial inclusion and e-money deployment\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eCountries covered\u003c\/td\u003e\n\u003ctd\u003eKenya, South Africa, Sri Lanka, Thailand, Maldives, Philippines\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003c\/table\u003e\n\n\u003ch2\u003eOur Verdict\u003c\/h2\u003e\n\u003cp\u003eBringing E-money to the Poor is a compact, evidence-driven resource for anyone shaping financial inclusion policy or program design. Its value lies in comparative case studies and pragmatic lessons that translate across contexts, making it good value for practitioners and researchers who need actionable insight rather than technical implementation detail.\u003c\/p\u003e\n\n\u003ch2\u003eFrequently Asked Questions\u003c\/h2\u003e\n\u003cp\u003e\u003cstrong\u003eDoes the book cover specific technologies used for e-money?\u003c\/strong\u003e\u003cbr\u003eThe book discusses mobile accounts, e-money platforms, and related instruments in the context of country cases, focusing on their role in expanding access rather than technical specifications.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eWhich countries are profiled?\u003c\/strong\u003e\u003cbr\u003eMain case studies include Kenya, South Africa, Sri Lanka, and Thailand, with additional lessons from the Maldives and the Philippines.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eWho wrote the book?\u003c\/strong\u003e\u003cbr\u003eThe authors are Thyra A. Riley and Anoma Kulathunga, writing from a development finance perspective in the Directions in Development - Finance series.\u003c\/p\u003e","brand":"Thyra A. Riley, Anoma Kulathunga","offers":[{"title":"Default Title","offer_id":48650131079387,"sku":"1464804621","price":48.7,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0724\/1043\/1707\/files\/61O1Ikx_-mL._SL1000.jpg?v=1778604634","url":"https:\/\/gearmusthave.com\/products\/bringing-e-money-to-the-poor-successes-and-failures-a-practical","provider":"GearMustHave","version":"1.0","type":"link"}