Set of 2 Mastertrack M-TRAC HP 245/45ZR20 High Performance All Season

In this review the Set of 2 Mastertrack M-TRAC HP 245/45ZR20 tires are evaluated for drivers who want an affordable high performance all season option with a long tread warranty. The single biggest reason to consider these tires is the combination of a 50,000 mile limited tread wear warranty and the included Mastertrack Road Hazard Warranty, which together reduce ownership risk and make the purchase appealing for those who cover a lot of miles. The review focuses on real-world ride quality, load and speed capability, and who gets the best value from these tires.

Key Features

• 50,000 Mile Limited Tread Warranty: Provides long-term assurance on tread life so owners who drive frequently can expect extended service before replacement.
• Mastertrack Road Hazard Warranty: Adds protection for cuts and punctures, lowering unexpected repair costs for drivers who encounter debris or rough roads.
• Size 245/45ZR20: A common performance size that fits many modern sedans and crossovers, offering a balance of handling and sidewall profile.
• Load Index 103 XL: Extra Load rating supports up to 1,929 lbs per tire, making these tires suitable for heavier vehicles or those carrying heavier loads.
• Speed Rating Y: Rated for up to 186 mph, which signals a performance-oriented compound and construction for spirited driving when conditions allow.
• Compact dimension and weight: At roughly 28.66 in diameter and 28.09 lbs each, the tires are straightforward to handle during installation and storage.

Who It's For

The Mastertrack M-TRAC HP set is best for drivers who want a cost-conscious performance all season tire with long warranty coverage and additional road hazard protection. It works particularly well for owners of Chrysler and similar vehicles, where reviewers have noted a comfortable, smooth ride and predictable handling.

Drivers seeking ultimate summer traction or dedicated track performance should look elsewhere, as an all season design prioritizes year-round usability and durability over extreme dry-weather grip. Also, those who require run-flat capability or wheels included should be aware these are tires only; wheels or rims are not included.

Pros & Cons

Pros

• Long 50,000 mile limited tread warranty gives confidence to high-mileage owners.
• Included road hazard warranty reduces out-of-pocket risk from punctures and damage.
• Customers report good tire quality and a smooth ride, offering solid value for money.
• Extra Load 103 rating supports heavier loads without sacrificing ride comfort.

Cons

• As an all season tire, it is a compromise compared with dedicated summer or winter tires for extreme conditions.
• Tire-only purchase means buyers must budget separately for wheels or mounting if needed.

Specifications

Our Verdict

The Mastertrack M-TRAC HP 245/45ZR20 is a pragmatic choice for drivers seeking an affordable high performance all season tire with strong warranty coverage and a comfortable ride. Its combination of a 50,000 mile limited tread warranty and road hazard protection makes it good value for those who log many miles and want lower ownership risk, while the XL load rating handles heavier vehicles without sacrificing everyday comfort.

Frequently Asked Questions

Are these tires sold with wheels or rims?
No. These are tire only; wheels or rims are not included and must be purchased or reused separately.

What does the 50,000 mile warranty cover?
The 50,000 mile limited tread wear warranty covers premature tread wear under normal driving conditions as specified by the manufacturer.

Is the road hazard warranty included?
Yes. The Mastertrack Road Hazard Warranty is included, providing added protection against certain punctures and road damage during the warranty period.